Effective Date: April 6, 2026

Last Updated: April 7, 2026

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Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree, please do not use this website.

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Use of Website

This website is intended to provide general information regarding Medicare, retirement planning, and related insurance products and services.

The information provided is for educational and informational purposes only and should not be construed as legal, tax, or financial advice. You should consult with a licensed professional regarding your specific situation.

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No Affiliation with Government Agencies

RetireProof, LLC is a private insurance agency and is not affiliated with or endorsed by any government agency, including the Centers for Medicare & Medicaid Services (CMS).

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No Guarantee of Coverage or Benefits

We do not guarantee eligibility for any specific insurance plan, benefit, or outcome. Coverage options, premiums, and availability may vary based on individual circumstances, insurance carrier guidelines, and applicable laws.

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No Obligation

Submitting your information through this website, registering for a webinar or seminar, or requesting a consultation does not obligate you to enroll in any plan or purchase any product or service.

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Communication and Consent

By submitting your information through this website, you may provide consent to be contacted as described in our Privacy Policy. All communications will be conducted in accordance with applicable laws and regulations.

You may receive communications via:

- Telephone calls

- SMS/text messages

- Email

including communications using automated technology where permitted by law.

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SMS Communications

By providing your phone number and opting in, you may receive SMS/text messages from RetireProof, LLC, including marketing messages, appointment reminders, and service-related communications.

- Message frequency may vary based on your interactions

- Message and data rates may apply

- You may opt out at any time by replying STOP

- For assistance, reply HELP or contact us directly

- Carriers are not liable for delayed or undelivered messages

Third-Party Services

We may use third-party service providers to operate our website, manage communications, and support marketing efforts (including CRM systems, email and SMS platforms, and advertising partners). We are not responsible for the practices or policies of these third parties.

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Intellectual Property

All content on this website, including text, graphics, logos, and other materials, is the property of RetireProof, LLC and is protected by applicable intellectual property laws. Unauthorized use, reproduction, or distribution is prohibited.

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Limitation of Liability

To the fullest extent permitted by law, RetireProof, LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of this website or reliance on any information provided.

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No Warranties

This website and its content are provided “as is” without warranties of any kind, either express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose.

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Indemnification

You agree to indemnify and hold harmless RetireProof, LLC and its representatives from any claims, damages, or expenses arising from your use of the website or violation of these Terms.

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Age Requirement

You must be at least 18 years of age to use this website and services.

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Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of such changes.

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Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.

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Contact Information

If you have any questions regarding these Terms and Conditions, please contact: